The difference between us here and people who live in Europe or America is a chance to become anyone you can become.

In America or Europe, as longer you live, you are given social security which comes with credit score meaning it does not matter what you dream, you can have access to money through loans, either home or starting a business but for us here, its not the case, every dream you ever had, you got build it from scratch, few of us have a rich uncle who can give us starting up business loans or education, few of us which leads to a hard road into achieving your dream.

Banks can’t loan you or give you a chance if you have no financial records, guarantees. Once poor, there is no way around, the cycle of poverty continues from generation to generation even if you’re strong, hard working, with big dream, the infrastructure in place keep us in cycle of poverty

Here comes Tiva, this has to change

Food, the data show that 40 -60% of African income is used on food, but most of the money is being paid in cash, meaning it leave your pocket and it disappear, without any record, leaving you in shackled of poverty without a leverage but imagine for your entire year, how much money do you spend? Yes those $5, $20 a day, just imagine, If you use Tiva for everything you pay with, how much transaction history you will have, add that if you borrow and pay, your credit history will be so big and one day you can even use it to get capital to start that business you always wanted or get a home loan or education loan, the sky is the limit.

If you haven’t join Tiva, join now by typing *120#Send or download Tiva app or register now to start building your credit history and most important, never ever sleep hungry again.